Balance sheet

Assets (thousands of euro)

  Situation as atChange
    30/09/17 31/12/16 absolute %
10 - CASH AND CASH EQUIVALENTS 277,873 297,412 -19,539 (6.6)
20 - FINANCIAL ASSETS HELD FOR TRADING 9,383 7,683 1,700 22.1
40 - FINANCIAL ASSETS AVAILABLE FOR SALE 2,078,308 2,319,613 -241,305 (10.4)
60 - LOANS TO BANKS 2,657,408 1,958,763 698,645 35.7
70 - LOANS TO CUSTOMERS 16,674,630 18,246,327 -1,571,697 (8.6)
80 - HEDGING DERIVATIVES 48,317 39,233 9,084 23.2
100 - EQUITY INVESTMENTS  97,131 94,235 2,896 3.1
120 - PROPERTY AND EQUIPMENT  741,714 761,274 -19,560 (2.6)
130 - INTANGIBLE ASSETS 46,702 56,654 -9,952 (17.6)
140 - TAX ASSETS 1,967,948 2,063,984 -96,036 (4.7)
  a) current 894,963 985,651 -90,688 (9.2)
  b) deferred 1,072,985 1,078,333 -5,348 (0.5)
  b,1) of which pursuant to Law no, 214/2011 527,498 617,758 -90,260 (14.6)
150 - NON-CURRENT ASSETS HELD FOR SALE AND
 DISCONTINUED OPERATIONS 
632,536 - 632,536
160 - OTHER ASSESTS 302,341 265,826 36,515 13.7
  TOTAL ASSETS 25,534,291 26,111,004 -576,713 (2.2)

Liabilities and shareholders' equity (thousands of euro)

  Situation as atChange
    30/09/17 31/12/16 absolute %
10 - DUE TO BANKS 4,201,790 3,468,322 733,468 21.1
20 - DUE TO CUSTOMERS 13,887,071 13,710,208 176,863 1.3
30 - SECURITIES ISSUED 4,002,056 5,443,294 -1,441,238 (26.5)
40 - FINANCIAL LIABILITIES HELD FOR TRADING 1,296 2,064 -768 (37.2)
50 - FINANCIAL LIABILITIES DESIGNATED AT FAIR VALUE THROUGH PROFIT OR LOSS 374,241 459,198 -84,957 (18.5)
60 - HEDGING DERIVATIVES 227,304 259,037 -31,733 (12.3)
80 - TAX LIABILITIES 52,193 20,464 31,729
  (a) current 38,619 5,918 32,701
  (b) deferred 13,574 14,546 -972 (6.7)
90 - LIABILITIES ASSOCIATED TO NON-CURRENT ASSETS HELD FOR SALE AND DISCONTINUED OPERATIONS 240,848 - 240,848
100 - OTHER LIABILITIES 432,459 438,198 -5,739 (1.3)
110 - EMPLOYEE TERMINATION INDEMNITIES 61,148 65,769 -4,621 (7.0)
120 - ALLOWANCES FOR RISKS AND CHARGES: 120,089 106,171 13,918 13.1
  a) post-employment benefits 34,338 37,179 -2,841 (7.6)
  b) other allowances 85,751 68,992 16,759 24.3
140 - VALUATION RESERVES -148,189 -158,100 9,911 (6.3)
170 - RESERVES -684,475 -392,732 -291,743 74.3
180 - SHARE PREMIUM RESERVE 175,954 175,954 - -
190 - SHARE CAPITAL 2,791,422 2,791,422 - -
200 - TREASURY SHARES -15,572 -15,572 - -
210 - NON-CONTROLLING INTERESTS (+/-) 25,072 29,044 -3,972 (13.7)
220 - PROFIT (LOSS) FOR THE PERIOD (+/-) -210,416 -291,737 81,321 (27.9)
  TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY 25,534,291 26,111,004 -576,713 (2.2)